PRIVACY POLICY

Your privacy is very important to us. Your privacy matters to Virob Ecommerce India Private Limited (the "Company", "we", "PayGyft", or "us"). This Privacy Policy explains how we collect, process, use, share and protect information about you. It also tells you how you can access and update your information and make certain choices about how your information is used.

The Privacy Policy covers both "online" (e.g., web and mobile services, including any websites operated by us such as https://www.paygyft.com or Mobile Application, however accessed and/or used, whether via personal computers, mobile devices or otherwise) and "offline" (e.g., collection of data through mailings, telephone, or in person) activities owned, operated, provided, or made available by the Company. Our "online" and "offline" activities, in relation to facilitation of shopping services through a network of third party merchants and sellers, are collectively referenced as the "Products and Services". This Privacy Policy also applies to your use of interactive features or downloads that: (i) we own or control; (ii) are available through the Services; or (iii) interact with the Services and post or incorporate this Privacy Policy.

BY ACCEPTING THE CUSTOMER TERMS AND CONDITIONS, YOU AGREE TO THE TERMS OF THIS PRIVACY POLICY. Please review the following carefully so that you understand our privacy practices. If you do not agree to this Privacy Policy, do not accept the Customer Terms and Conditions or use our Services. This Privacy Policy is incorporated by reference into the Customer Terms and Conditions.

If you have questions about this Privacy Policy, please contact us through email address provided on our website and/ or Mobile Application.

1. DEFINITIONS

Unless otherwise provided in this Privacy Policy, the terms capitalized in the Privacy Policy shall have the meaning as provided hereunder:

2. WHAT INFORMATION DO WE COLLECT?

The following information is collected by or on behalf of PayGyft:

3. Information from other sources

These may include:

Mobile Application Permissions

USE OF INFORMATION & DISCLOSURE

User Information is used and disclosed if required to do so by law or in the good faith and belief that such disclosure is reasonably necessary to respond to notices, court orders, or other legal process. PayGyft may disclose User Information to law enforcement officers, third party rights owners, or others that is in its opinion reasonably necessary to enforce the Website's Terms of Use, this Policy and Terms and Conditions of Sale. PayGyft will share some or all of the User Information with another entity should PayGyft merge with, or be acquired by that entity or receive investments from that entity.

PayGyft may disclose aggregated information about the use of the Website, but it will never contain User Information that will identify a single user. PayGyft does not trade or sell User Information in any manner, except as specified in this Policy or if express consent is sought from the user. PayGyft understands that the User Information is very crucial and is important for the user. The user agrees and acknowledges that the User Information is disclosed or shared with: (i) third party vendors for delivery of the products ordered through the Website, (ii) third party service providers engaged by PayGyft to perform the services on PayGyft's behalf, (iii) third party service providers for the purpose of the Website's security, maintenance, repair or other technical reasons.

PayGyft may, if the user so chooses, send direct advertisement mailers to the user at the address given by the user. The user has the option to opt-out of this direct mailer by clicking at the unsubscribe link option attached to e-mail. PayGyft respects the user's privacy and if the user does not want to receive e-mail or other communications from PayGyft, user may inform the same to our customer care service.

SECURITY & USER RESTRICTION

PayGyft implements standard measures to protect against unauthorized access to and unlawful interception of the User Information. However, no internet site can fully eliminate security risks. PayGyft endeavors to take all measures to protect the security, integrity and confidentiality of the User Information against unauthorized breach and hacking. For the purpose of checking possible vulnerabilities and attacks, PayGyft may conduct periodical internal review of data and security measures on the Website. PayGyft may use such software as it determines is best for maintaining security. However the internet is not absolutely a secure environment, and the Website cannot ensure or warrant a 100% security of the User Information.

The user is solely responsible for the activities that occur under the user's account including the confidentiality of the user's password and PayGyft is not responsible for the same. While using and accessing the Website, the user is responsible for maintaining the confidentiality of the user's account and for restricting access to the user's computer or other system or equipments through which the user uses and accesses the Website.

Notwithstanding anything contained in this Policy or elsewhere, PayGyft shall not be held responsible for any loss, damage or misuse of the User Information, if such loss, damage or misuse is attributable to a Force Majeure Event. A "Force Majeure Event" means any event that is beyond the reasonable control of PayGyft and includes, without limitation, fire, flood, explosion, acts of God, civil commotion, strikes, lock outs or industrial action of any kind, riots, insurrection, war, acts of government, power failure, sabotage, computer hacking, unauthorised access to computer data and storage device, system failure, virus, attacks, bugs, computer crashes, breach of security and encryption.

THIRD PARTY WEBSITES AND LINKS

Occasionally, at our discretion, we may include or offer third party products or services on our website. These third party sites have separate independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked websites. Nonetheless, we seek to protect the integrity of our website and welcome any feedback about these websites.

Website may provide or be linked with other websites and advertisements. PayGyft is in no way responsible for the privacy practices or content of such websites. The linked websites or advertisers are not necessarily under the control of PayGyft and PayGyft expressly disclaims all liability associated with the content and the use of such websites and advertisements. Display of any third party advertisements on the Website shall not be construed as an endorsement or promotion of any products or services by PayGyft. The user should read the privacy policy of each and every linked website and any access or use of the linked websites is entirely at the user's own risk. PayGyft is not responsible for any direct, indirect, solicited or unsolicited communication made by any of these linked third party websites or advertisers or their respective agents or representatives, to the users including by telephone, email, mobile phones and facsimile.

These linked third-party websites and advertisers may use various technologies to receive the user's IP address and personal information. The third party advertisers may also use cookies, JavaScript, web beacons and other technologies to gauge the effectiveness of their advertisements and to personalize advertising experience and content. PayGyft does not have any control over the cookies or technologies that advertisers or websites may use and the user should contact them directly for more information about their privacy practices and policies.

Based on the User Information including the nature of products purchased by the user through the Website, PayGyft may display personalized third party advertisements on the Website. When the user clicks on the advertisement link, the third party advertisers may assume that the user has met the criteria that was used to personalize the advertisement. The user acknowledges and agrees that in no event PayGyft is responsible to the user accessing the services of third party advertisers or other websites.

GENERAL TERMS

The User Information resides in PayGyft's database for a certain period of time even after the user ceases to use or access the Website and in such cases PayGyft is not be liable for any usage of the User Information after the user ceases to use or access the Website.

The Users agree and acknowledge that User Information collated through the Website could be stored and processed in any other country across the world. The users acknowledge that for effective provision of the Website's services in respective territories including territories outside India, the User Information may be stored or processed by trusted third parties.

The user should be aware that the User Information or other data, the user provides to the Website for availing the services or transacting through the Website could be read, collected, or used by other users or third parties in which case the User Information might be used for sending unsolicited messages or communications for which PayGyft is not responsible.

The user agrees and acknowledges PayGyft's right to utilize the user's posts, contents, information and other personal data for the purpose of providing services through the Website. The contents on the Website may contain comments, post and reviews posted by the users which may be public and searchable on the internet in which case the user's comments, post reviews and information and personal data provided to the Website may be viewed by other users and PayGyft cannot guarantee that other users or third parties have not made copies of or used the ideas and information that the user has shared on the Website.

HOW WE USE COOKIES

A cookie is a small file which asks permission to be placed on your computer's hard drive. Once you agree, the file is added and the cookie helps analyze web traffic or lets you know when you visit a particular site. Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences. We use traffic log cookies to identify which pages are being used. This helps us analyse data about webpage traffic and improve our website in order to tailor it to customer needs. We only use this information for statistical analysis purposes and then the data is removed from the system. Overall, cookies help us provide you with a better website by enabling us to monitor which pages you find useful and which you do not. They also help online retailers to keep track of a user's electronic shopping cart before completing a purchase. A cookie in no way gives us access to your computer or any information about you, other than the data you choose to share with us. We have to use cookie-based authentication to identify you as a registered distributor or send cookies to your computer to support personalized features on our website like your country and language codes as well as shopping and browsing functions. You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. This may prevent you from taking full advantage of the website.

If you identify any error in your personal information or need to make a change to that information, please contact us and we will promptly update our records.

If you have any questions or concerns, please contact us by e-mail at support@paygyft.com or call us at PayGyft HO.

The content on the PayGyft website may only be reproduced, distributed, published or otherwise used only after prior written consent of PayGyft.